XENO’s investment philosophy is anchored around goal-based investment. Goal-based investing is an approach that aims to help you come up with a plan to save and invest current earnings smartly to accomplish a specific financial goal in the future. A goal-based approach evaluates every investment, asset and/or strategy based on its ability to help you reach your financial goals. A well-articulated goal gives you purpose and focuses your attention on the steps required to attain it.