Ujjivan Small Finance Bank (USFB) Limited is among the leading small finance banks in India. As a mass-market bank, it remains committed to serving underserved segments through financial and digital inclusion. We are now a one-stop destination for financial services and offer personalised customer experience to our broad customer base. With technology as a key enabler, Ujjivan Small Finance Bank expands its reach and enhances customer experience. The strengthened digital interfaces across regions and languages have empowered our customers to seek timely and easy access to finance; at all times. This has further enabled the Bank to deepen its customer connection across diverse locations. As a ‘Responsible Bank, ’ we stay invested in creating a sustainable social impact through community development and financial literacy initiatives. Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005, with the mission to provide a full range of financial services to the ‘economically active poor’ who were not adequately served by financial institutions. On receipt of the License from RBI, UFSL set up Ujjivan Small Finance Bank (USFB), and USFB commenced its Banking operations from February 1, 2017. We are a ‘scheduled bank’ included in the Second Schedule to the Reserve Bank of India Act, 1934, and a listed Entity. Our IPO in 2019 was oversubscribed 170 times, and it was widely considered the best IPO in the last four years across the banking and financial services sector. The Bank has a Pan-India presence, with over 59.2 lakh customers, 575+ banking touchpoints across 248 districts, 24 states, and Union Territories - as of March 31, 2021. Our convenient alternative channels and digital footprint across internet banking, mobile application, tablet-based origination, and phone banking, among others, provide 24x7 access to full services of the Bank.