Sparkasse Düren is a regional financial services provider governed by German public-law. It was founded in 1832 and is a member of the German Sparkassen organisation. Sparkasse Düren is committed to common welfare also under public-law. Thus, Sparkasse Düren follows an approach von inclusive capitalism by it's given Corporate DNA. This is underlined by our ur core company claim "It's about more than just money!". With a total balance sheet of about 5 bn €, Sparkasse Düren provides financial services to both corporate and private clients. According to the annual Handelsblatt Elite report, wealth management operations of Sparkasse Düren are regarded among the best managers in the German speaking region of Europe (see also: www.SPARKASSE.black). Business activities are regionally focused on the county of Kreis Düren. 15 cities are a part of this district comprising about 942 square kilometers. This region is quite prosperous due to a succeeding programme for population growth, a strong paper industry foundation, recently established university activities committed to cyber technologies, a center of competence status within Germany for hydrogen research and for future automotive technologies, summing up in combination with a favourable regional position in the heart of Europe. A major challenge for this region is the far-reaching structural transformation from coal mining towards clean new industries.