OurBanc Corporation (OurBanc) is a financial technology (FinTech) company built with today's economy and our dynamic society in mind. We recognize that many Americans are financially unhealthy, with the highest concentration being African Americans, Hispanics, and members of Indigenous communities. Our mission is to do our part in dismantling the systematic barriers that exist within America's financial system by channeling the transformative power of purpose, community, and innovative technology to provide historically disenfranchised people with more transparent, and equitable financial products and services.


We believe that the promise of equitable and accessible services heralded by financial technology is yet to be fulfilled, especially for historically disenfranchised communities.

We are not content to be a ‘Black-only’ or ‘LatinX-only’ fintech, and we recognize that America’s financial system, with high default rates on student loans and employment discrimination, among other factors, has resulted in a wide racial wealth gap.

We believe in providing the people we serve the ability to view, manage, move, and grow their money to improve their financial health.

We believe this will end the perpetual deterioration of wealth in the African American, Hispanic, and Indigenous communities.   

David Dwumah

Founder and CEO , OurBanc Corporation

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We believe it is vital to state clearly to the world the set of our beliefs about Inclusive Capitalism. As such, we start with our Statement of Guiding Principles for Inclusive Capitalism. Knowing that words alone are not enough, each of us is making a series of commitments about how we will operate our institutions so that they help achieve Inclusive Capitalism. These commitments are forward-looking statements based on current goals, expectations and assumptions, which are not guarantees of future performance. For more information, please refer to our Terms of Use

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OurBanc commits to facilitating access to patient and mission-aligned capital of $100 million by December 2025 and $1 billion by December 2030 to minority-owned companies and institutions.

Activities & Initiatives

Commit to facilitate access to patient and mission-aligned capital for minority-owned companies and underfunded startups.

Measures & Targets

  • Commit and allocate 15% of our Series A and B to underrepresented founders that are building or scaling companies aligned with the United Nations’ 17 Sustainable Development Goals (SDGs) by December 2026
  • Facilitate and support $100M in deposits to Minority Depository Institutions (MDIs) and Community Development Financial Institutions CFDIs by December 2025
  • Facilitate and support $1B in deposits to Minority Depository Institutions (MDIs) and Community Development Financial Institutions CFDIs by December 2030
  • Provide low barrier, open, and inclusive access to our Seed round (100% allocation) and Series A (30% allocation) leveraging Regulation Crowdfunding thereby enabling everyday people to participate in and learn about early-stage, alongside institutional and accredited investors through December 2022

SDG Focus Area(s):

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Recognizing it will take alignment of all our organizations to scale impact globally, we invite you to join the movement as a Steward of Inclusive Capitalism. Together, the collective action of Council members will contribute to a fairer, more inclusive and sustainable future for all people and our planet.